SINCE 1990

We believe in providing complete independence, so you can be confident that the policy you receive is the right product for your situation, not something under a “big corporate” banner.

With WageCover, you’ll speak with a real person, who’ll guide you through the process, who can answer your questions and will be there for you in the event of a claim.

Just in case.

Protect your family’s activities online with WageCover, your cyber insurance partner

Protect the good times

We offer Australia’s first standalone cyber insurance for families and individuals. Our fantastic team is super knowledgeable, experienced, and ready to lend support when you need it.

The right cover is just the start

Whether you’re a large family or an individual, our protection scales for your personal needs. The internet has brought us closer together in many ways, but now more than ever, it’s crucial to protect what’s important.

Our Family & Personal Cyber Insurance can cover:

Recent Claims

Jess just started high school. Within the first few weeks, she became a victim of bullying. It started out as a few comments but quickly escalated to repeated harsh and vile comments on her social media profiles.

The online bullying had a significant impact on Jess and led to her not wanting to go to school and a deterioration in her grades.

The policy allows critical guidance sessions. In this case, sessions would help Jess’s family work through this ordeal and better deal with any future instances of cyberbullying.

The policy would also cover the costs to try to remove the hurtful comments.

The policy would also provide a wage replacement benefit if the parents have to take unpaid time off work to attend guidance sessions or to meet with the school or other authorities to deal with the incident.

Sarah was working on her computer when she clicked on a plausible email attachment which unleashed a malware virus. As a result, this locked all of her important files.

As a result, Sarah was unable to access the files on her computer unless she paid a ransom of $10,000.

Provides cover for cyber event response costs to remove the virus, restore data, and secure the home IT. An IT expert who specialises in ransomware attacks would be appointed to remove the malware and get Sarah’s computer operational again.

Daniel received an email on his computer allegedly from a popular social media platform stating he needed to verify his account by clicking on the provided link.

Daniel clicked on the link, and a couple of days later he was unable to log in to his social media accounts.

As it turns out, Daniel had downloaded malware onto his computer that allowed a cybercriminal to steal Daniels’ personal information and identity.

Provides cover for cyber event response costs to remove the virus, restore data, and secure the home IT. The policy would also provide identity theft response costs to help the policyholder re-establish their identity and essential records. If Daniel had to take time off work to rectify his personal records and lost wages as a result, he could be entitled to wage replacement benefits as part of his claim.

Get a Cyber Insurance quote in minutes today


Get a Cyber Insurance quote in minutes today


Business Cyber Insurance

With WageCover Cyber Insurance, your organisation is backed by an elite team cyber insurance experts who advise you and can facilitate response during even the most sophisticated threats.





We are always exploring new ways to bring our members added value to their policy.

With Australia-wide representation, we can assist you wherever you’re located. WageCover has extensive experience across every state and territory of Australia, from the major cities to regional areas.


  • Tailored insurance cover for your needs

  • Personalised services

  • Australian-based brokerage

  • Special member discounts and benefits