Income Protection 

If you suffer a serious accident or illness, Personal Accident & Illness insurance will provide a weekly benefit to help cover medical bills and everyday living expenses if you have to take time out from your work to recover.

As much as we strive to remain fit and healthy, it’s a fact of life that accidents do happen, and people fall ill. 

If you do become sick or injured, Income Proection will provide financial protection and peace of mind by paying up to 85% of your income, with a weekly benefit of up to $3,000 per week whilst you are temporarily unable to work. Depending on the benefit period you choose, you could be covered for up to 2 years.

You can elect to take cover for accidental injury only, or for accidental injury and illness. There is also the option to include Death and Disablement cover, which provides a lump sum payment in the event you become permanently disabled or die.

It is particularly important if you are a sole-trader or contractor and not covered by Worker’s Compensation. 


Things you should know

You are not required to undergo any health or medical checks to obtain Personal Accident & Illness insurance.

40% of all injuries requiring hospitalisation are due to falls. 

The average length of stay in hospital as a result of injury is 4 days.  

More than 11 million Australians reported having at a chronic disease.  


Real WageCover Customers

”The Wagecover staff were very professional with following up questions I had throughout this period. I could always rely on their friendship every time I picked up the phone. I am very thankful to all the staff for getting me through this.” 


Let’s Chat 

Call: (02) 9970 8411 to chat to a real person at WageCover 

Email: and we’ll get back to you within 2 days.